American Bank Wisconsin

Since our founding in 1903 American Bank & Trust Wisconsin (formerly Cuba City State Bank) has built meaningful relationships with generations of families by preserving the integrity and confidentiality of the information shared with us. Protecting your privacy is important to American Bank & Trust Wisconsin and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all American Bank & Trust Wisconsin employees for collection, use, retention, and security of nonpublic personal information.

Privacy Notice

What Information We Collect
We may collect "nonpublic personal information" about you from the following sources:

Information we receive from you on applications or other loan and account forms
Information about your transactions with others or us.
Information we receive from third parties such as credit bureaus.

"Nonpublic Personal Information" is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history, and overdraft history.

What Information We Disclose
We are permitted under law to share information about our experiences or transactions with you or your account (such as your account balance and your payment history with us) with companies related to us by common control of ownership ("affiliates"). We also may share additional information about you or your account (such as information we receive from you in applications and information from credit reporting agencies) with our affiliates. You may direct us not to disclose to our affiliates information that does not relate solely to our, or our affiliates', experiences or transactions with your or your account(s) (such as the application information and credit bureau information) by calling us at (608) 744-2125.

We also are permitted under law to disclose nonpublic personal information about you to "nonaffiliated third parties" (i.e. third parties that are not members of our corporate family) in certain circumstances. For example, we may disclose nonpublic personal information about you to such third parties to assist us in servicing your loan or account with us; to government entities in response to subpoenas; and to credit bureaus. We do not disclose any nonpublic personal information about you to any other third parties, except as permitted by law.

In addition, we may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing arrangement:

Information we receive from you on applications or other forms, such as name, address, social security number, assets and income
Information about transactions with us, our affiliates or others, such as account balance, payment history, parties to transactions and credit card usage
Information we receive from credit bureaus, such as creditworthiness and payment history.

If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices in this notice.

Our Security Procedures
We also take steps to safeguard customer information. We restrict access to your personal, and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

At American Bank & Trust Wisconsin, we value our client relationships. We want you to understand how we use the information you provide and our commitment to ensuring your personal privacy. If you have question about how American Bank & Trust Wisconsin protects your confidential information, please call us at (608) 744-2125.